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    September 22

    Morgan Stanley

     

    The Problem:

    Morgan Stanley

    Morgan Stanley (NYSEMS) is a global financial services provider headquartered in New York City, New York, United States. It serves a diversified group of corporations, governments, financial institutions, and individuals. Morgan Stanley also operates in 33 countries around the world with 600 offices, with an approximate employee workforce of 45,000.[2] The company reports US$779 billion as assets under its management[3].

    The corporation, formed by J.P. Morgan & Co. employees Henry S. Morgan, Harold Stanley and others, came into existence on September 16, 1935. In its first year the company operated with a 24% market share (US$1.1 billion) in public offerings and private placements. The main areas of business for the firm today are Global Wealth Management, Institutional Securities and Investment Management.

    The company found itself in the midst of a management crisis in the late 90s[4] that saw it lose a lot of talent and competence[5] and ultimately saw the firing of its then CEO Philip Purcell in 2005. Since then Morgan Stanley has been undergoing a massive restructuring which also involved job cuts across various of its businesses.

    On September 21, 2008, it was reported that the Federal Reserve allowed Morgan Stanley to change its status from investment bank to bank holding company.[6]

    On September 22, 2008, it was announced that Mitsubishi UFJ Financial Group, Japan's largest bank, plans to take a stake of up to one-fifth in Morgan Stanley as part of a strategic alliance. [7]

     

    The Solution:

    Morgan Stanley

    Based on Morgan Stanley formed on September 16, 1935 in New York City, New York, United States of America.

    The ZERO POINT Rhythms in 2006, 2007, and 2008.

     

    September 15

    THE BEST SOLUTIONS FOR WALL STREET CRISIS

    The Problems:

    Ex-Nasdaq chairman Bernard Madoff arrested on fraud charge

    NEWS WIRE SERVICES

    Updated Thursday, December 11th 2008, 11:57 PM

     

    Bernard Madoff arrested over alleged $50 billion fraud (Former Nasdaq chairman)
    YahooNews ^ | 12/11/08

    Posted on Thursday, December 11, 2008   10:14:49 PM by Sammy67

    NEW YORK (Reuters) – Bernard Madoff, a long-time fixture and powerful adviser on Wall Street, was arrested and charged on Thursday with allegedly running a $50 billion Ponzi scheme, U.S. authorities said.

    The former chairman of the Nasdaq Stock Market who remains a member of Nasdaq OMX Group Inc's nominating committee, is best known as the founder of Bernard L. Madoff Investment Securities LLC, the closely-held market-making firm he founded in 1960.

    But the alleged fraud involved a hedge fund he ran from a separate floor of the building where his brokerage is based.

    Madoff told senior employees of his firm on Wednesday that "it's all just one big lie" and that it was "basically, a giant Ponzi scheme," with estimated investor losses of about $50 billion, according to a criminal complaint against him.

    A Ponzi scheme is a pyramid-type swindle in which very high returns are promised to early investors, who are

    (Excerpt) Read more at news.yahoo.com ...

    Bernard Madoff arrested in alleged Ponzi scheme 

    Ex-Nasdaq chairman, investor charged with securities fraud, FBI says

    By Alistair Barr & Ronald D. Orol, MarketWatch
    Last update: 8:48 p.m. EST Dec. 11, 2008
     
    SAN FRANCISCO (MarketWatch) -- Bernard Madoff, former Nasdaq Stock Market chairman and founder of Bernard L. Madoff Investment Securities LLC, was arrested and charged with securities fraud Thursday in what federal prosecutors called a Ponzi scheme that could involve losses of more than $50 billion.
     
    Madoff, 70, of New York, was charged with one count of securities fraud, according to a statement from the Acting U.S. Attorney for the Southern District of New York and the Federal Bureau of Investigation.
     
    The Securities and Exchange Commission filed a complaint in federal court in Manhattan seeking an asset freeze and the appointment of a receiver for the firm run by Madoff.
     

    The Solutions: 

    Bernard L. Madoff 

    Based on Bernard L. Madoff

    was born on April 29, 1938

    in New York City, New York

    United States of America

    The ZERO POINT Rhythms: In 2007, 2008, and 2009

    ========================================== 
    September 22, 2008

    Morgan Stanley

     
    The Best Solutions For Wall Street Crisis 

    ================================

    The Problems:

    Morgan Stanley 

    Morgan Stanley (NYSEMS) is a global financial services provider headquartered in New York City, New York, United States. It serves a diversified group of corporations, governments, financial institutions, and individuals. Morgan Stanley also operates in 33 countries around the world with 600 offices, with an approximate employee workforce of 45,000.[2] The company reports US$779 billion as assets under its management[3].

    The corporation, formed by J.P. Morgan & Co. employees Henry S. Morgan, Harold Stanley and others, came into existence on September 16, 1935. In its first year the company operated with a 24% market share (US$1.1 billion) in public offerings and private placements. The main areas of business for the firm today are Global Wealth Management, Institutional Securities and Investment Management.

    The company found itself in the midst of a management crisis in the late 90s[4] that saw it lose a lot of talent and competence[5] and ultimately saw the firing of its then CEO Philip Purcell in 2005. Since then Morgan Stanley has been undergoing a massive restructuring which also involved job cuts across various of its businesses.

    On September 21, 2008, it was reported that the Federal Reserve allowed Morgan Stanley to change its status from investment bank to bank holding company.[6]

    On September 22, 2008, it was announced that Mitsubishi UFJ Financial Group, Japan's largest bank, plans to take a stake of up to one-fifth in Morgan Stanley as part of a strategic alliance. [7]  

    The Solutions: 

    Morgan Stanley

    Based on Morgan Stanley

    formed on September 16, 1935

    in New York City, New York

    United States of America

    The ZERO POINT Rhythms: In 2006, 2007, and 2008.

    =========================================

     
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    September 15, 2008

     

    Wall Street Crisis

    The Problems:

    Merrill Lynch & Co., Inc.  

     

    Merrill Lynch & Co., Inc. (NYSEMER TYO: 8675) is a global financial services firm.

    Through its subsidiaries and affiliates, the company provides capital markets services,

    investment banking and advisory services, wealth management, asset management, insurance,

    banking and related financial services worldwide. Merrill Lynch is headquartered in New York City,

    and occupies the entire 34 stories of the Four World Financial Center building in Manhattan.

    Merrill Lynch will be sold to Bank of America, as announced September 14, 2008, for $29 per share,[1]

    if approved by regulators and shareholders of both companies.

     

    The Solutions:

    Merrill Lynch & Co., Inc.  

     

    1. Based on Merrill Lynch & Co., Inc. 

     

        Listing Date: July 27, 1971  

        (MER) - NYSE

     

        New York City, New York

        United States of America

     

        The ZERO POINT Rhythms: In 2005, 2006, and 2007.
        =========================================

     

    2. Based on Merrill Lynch & Co., Inc.

     

        was founded on January 6, 1914

     

        at 7 Wall Street

     

        in New York City, New York

     

        United States of America

     

       The ZERO POINT Rhythms: In 2008, 2009, and 2010.

       ========================================

     

     

    Life Cycle & Stock Cycle
    ===============

    http://LifeCycleStockCycle.spaces.msn.com/

    http://www.facebook.com/profile.php?id=1264082888

    http://Lifecycle899.hi5.com 

    http://LifeCycleStockCycle.spaces.live.com/

    http://www.myspace.com/lifecycle899

    VIEW PHOTOS - Joseph Yung Yuan Lai, Author, Astrologer & Consultant
    http://www.flickr.com/photos/joseph_yung2008

     
    The Problems:

    Bear Stearn Companies Inc.

    CREDIT CRISIS HITS WALL STREET

     

    J.P. Morgan Buys Bear in Fire Sale,

     

    As Fed Widens Credit to Avert Crisis

     

    Ailing Firm Sold

     

    For Just $2 a Share

    In U.S.-Backed Deal

     

     

    By Robin Sidel, Dennis K. Berman, and Kate Kelly

     

    Wall Street Journal


    March 17, 2008; Page A1

     

    Pushed to the brink of collapse by the mortgage crisis,
    Bear Stearns Co. agreed -- after prodding by the federal government
    -- to be sold to J.P. Morgan Chase & Co.
    for the fire-sale price of $2 a share in stock,
    or about $236 million.

     

    Bear Stearns Co. had a stock-market value of about $3.5 billion as of
    Friday -- and was worth $20 billion in January 2007. But the crisis of
    confidence that swept the firm and fueled a customer exodus in recent
    days left Bear Stearns with a horrible choice: sell the firm --
    at any price -- to a big bank willing to assume its trading obligations
    or file for bankruptcy.


    "At the end of the day, what Bear Stearns was looking at was either

    taking $2 a share or going bust," said one person involved in the

    negotiations. "Those were the only options."

     

    The Solutions:

    Bear Stearns Companies Inc.

    The Bear Stearns Companies Inc.

    Listing Date: 29 October 1985
     
    Based on The Bear Stearns Companies Inc.

     

    Listing Date on October 29, 1985

     

    in New York Stock Exchange

     

    New York, New York

     

    United States of America

     

    The ZERO POINT Rhythm: In 2006, 2007 and 2008.

    =======================================

     

     

    Natural Theory: Life Cycle & Stock Cycle

     

    Natural Theory - Life Cycle such as four seasons: spring, summer,

    fall and winter. Just like as there are business cycle in business and

    economy  - Recovery, Prosperity, Recession, and Trough. Cycle of time

    are old as ancient history and as new astoday such as the sunrise every

    morning and sunset every night - sunrise, noon, sunset, and midnight.

    That is one day everyday repeated and repeated forever and a day.

     

    While you are at the bottom of your cycle of bad luck - It means your

    winter season of life so called "ZERO POINT" - DON'T ALLOW YOURSELF

    TO BE MISLEADING by those who MAKE BIG PROMISES and DELIVER

    A BIG ZERO. Please keep in mind, Millions Times ZERO (9,999,999 X 0 = 0)

    the answer is ZERO.  There is no use struggling to go up, for you will merely

    bog down deeper. At such moments, it would be much better to stay just where

    you are. Rush action aren't likely to give you the results you'd likes,

    PLEASE KEEPING IN MIND SLOWLY BUT SURELY.

     

    Try to find moments where you can be truly alone so you can recharge your

    battery.  Wait with as much patience as you can, until the time to emphasize your

    power in an upward trend on the way to change of your bad luck to good luck.

     

    The PROBLEMS: How to know that the timing of the upward trend? WHEN?
    The SOLUTIONS: The New Divination - Natural Theory - Life Cycle will inform

    you everything, your good luck is forthcoming, and help you immediately in

    making up your mind.

     

    As there are Business Cycle in the field of Business and Economy - Recovery,

    Prosperity, Recession and Trough, as well as Typical Stock Market Cycle - Buy

    Point (Rising Trend), Peak, Sell Point (Flat Trend), Declining Trend, and Trough.

     

    Life Cycle based on Company Incorporated, birth date of CEO, Chairman,

    President, and Vice President. Stock IPO stock offered date, the timing of business

    date, in all have its own Life Cycle and Business Cycle such as: spring, summer,

    fall and winter, its exactly as the same as Business Cycle as well as Typical Stock

    Market Cycle.

     

    Life Cycle - For 12-year Time Cycles have 3 years in ZERO POINT Rhythms, and

    every year in 12-month Time Cycles have 3 months ZERO POINT Rhythms, too.

    But, everyone is not the same years and months in ZERO POINT Rhythms, it based

    on your birthday and its influence by the star of Moon, Mars, Mercury, Jupiter,

    Venus, and Saturn. Everyone is subject to a cycle of Good Luck and Bad Luck,

    which controlled by a variety of forces in the Universe.

     

    Life Cycle of luck present some general patterns. Especially, there are 1-month cycle,

    3-month cycle, 1-year cycle, 3-year cycle, 5-year cycle, 10-year cycle, 12-year cycle,

    and 60-year cycles. Good Luck Bad Luck comes around to all of us, Up rising and

    Down falling in a cycle, this is a Life Cycle for everyone as well as sunrise and sunset.

     


    Life Cycle - Business Cycle & Stock Cycle 

    For Corporation  

     

     

    For a corporation has been formed, the company's Life Cycle based on incorporated

    date.  The company's Life Cycle, it is as well as Business Cycle, and Stock Cycle. 

    There are another way to determine for a company's Life Cycle that is not only

    legally incorporated, but also when company's grand opening for business. Please

    keep in mind, the company used timing both of that would be considered.

     

    Incorporation dates are always changing, when larger companies are gobbling up

    smaller ones in mergers; there will be changes in incorporation dates and Life Cycle

    - Business Cycle - Stock Cycle. Several large companies have branch offices

    throughout the nation and the world. The original incorporation date of the Head

    Office is always used, but it is also very important for the date, time and place of

    the opening date of the branch office. There is branch office's own Life Cycle, too.

     

    The company is the symbol for the Chief Executive Officer (CEO), Chairman or

    President of the company, so it's very important to examine the date, time and place

    of birth of the CEO, Chairman and President for its own Life Cycle. As you learned

    The Life Cycle, as well as Business Cycle, and Stock Cycles is THE BEST METHOD

    to PREDICTION the company's healthy (gains) or sickness (losses).

     

    "Millionaires don't use Astrology … Billionaires do!" J.P. Morgan

    $$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$


                                     
    Life Cycle & Stock Cycle   

     

    http://LifeCycleStockCycle.spaces.msn.com/

     

    http://www.facebook.com/profile.php?id=1264082888

     

    http://www.myspace.com/lifecycle899

    Book Rating as 5 STAR 98% positive.
    "Global Financial Crisis: Cycle Analysis
    Life Cycle - Business Cycle - Stock Cycle"
    By Joseph Yung-Yuan Lai
    ISBN: 1-4196-2963-8
    BookSurge Publishing, An Amazon.com Company

     

    http://www.amazon.com/Global-Financial-Crisis-Analysis-Business/dp/1419629638

     


    Life Cycle & Stock Cycle
    ====================

     

    http://LifeCycleStockCycle.spaces.msn.com/

    http://www.facebook.com/profile.php?id=1264082888  

    http://lifecycle899.hi5.com

    http://LifeCycleStockCycle.spaces.live.com/

    http://www.myspace.com/lifecycle899

    VIEW PHOTOS - Joseph Yung Yuan Lai, Author, Astrologer & Consultant
    http://www.flickr.com/photos/joseph_yung2008

    April 27

    CREDIT CRISIS HITS WALL STREET

    Entry for March 20, 2008

    The Problems:

    CREDIT CRISIS HITS WALL STREET

    J.P. Morgan Buys Bear in Fire Sale,
    As Fed Widens Credit to Avert Crisis

    Ailing Firm Sold
    For Just $2 a Share
    In U.S.-Backed Deal

    By ROBIN SIDEL, DENNIS K. BERMAN, and KATE KELLY

    Wall Street Journal

    March 17, 2008; Page A1

    Pushed to the brink of collapse by the mortgage crisis, Bear Stearns Cos. agreed -- after prodding by the federal government -- to be sold to J.P. Morgan Chase & Co. for the fire-sale price of $2 a share in stock, or about $236 million.

    Bear Stearns had a stock-market value of about $3.5 billion as of Friday -- and was worth $20 billion in January 2007. But the crisis of confidence that swept the firm and fueled a customer exodus in recent days left Bear Stearns with a horrible choice: sell the firm -- at any price -- to a big bank willing to assume its trading obligations or file for bankruptcy.

    "At the end of the day, what Bear Stearns was looking at was either taking $2 a share or going bust," said one person involved in the negotiations. "Those were the only options."

    The Solutions:

    The Bear Stearns Companies Inc.

    Listing Date

    29 Oct 1985

    Based on The Bear Stearns Companies Inc.

    Listing Date on October 29, 1985 in New York Stock Exchange,

    New York, New York

    United States

    The ZERO POINT Rhythm: In 2006, 2007 and 2008.

    October 31

    Global Financial Crisis - Cycle Analysis


    Global Financial Crisis - Cycle Analysis
    Life Cycle - Business Cycle - Stock Cycle                                  
         
    By Joseph Yung-Yuan Lai                  
                                      
    http://www.amazon.com/Global-Financial-Crisis-Analysis-Business/dp/1419629638
                                        

    Book Rating as 4.5 STAR 86% positive.
    "Global Financial Crisis: Cycle Analysis
    Life Cycle - Business Cycle - Stock Cycle"
    By Joseph Yung-Yuan Lai
    ISBN: 1-4196-2963-8
    BookSurge Publishing, An Amazon.com Company

    F O R E W O R D

    Mr. Joseph Yung-Yuan Lai has written a fascinating book "Global Financial Crisis: Cycle Analysis - Life Cycle - Business Cycle - Stock Cycle" explaining economic events around the globe. He has a firm grasp of the workings of both market economies as well as quasi-authoritarian economies of Asia. He is extremely familiar with details about the operation of the securities market in the United States. He is in addition, well versed n Eastern and Western Astrology. In this book, Mr. Lai introduces us to a new astrological theory that could help to divine the future, a benefit both for individuals as well as for corporations. It is natural for many entities to have an nterest in the forecast of the outcomes of their actions, be it in the area of investment, corporate mergers, to introduction of new products and in such personal affairs as job search, choosing the right stocks in the market and marriage. There exists a plethora of economic models that are designed to guide in one's planning process. Mr. Lai's contention is that while economic models are reasonably accurate in the very short run, their usefulness is limited beyond a period of a month. He cites the failure of forecasters and economists to predict the recession of 1990-91 and the Asian financial crisis of 1997-1998. Mr. Lai has created a new astrological theory called, the New Divination - Natural Theory - Life Cycle is based upon his intuition, ancient Chinese Astrology is based on the lunar system and Western Astrology based on the solar system.

    The Natural Theory - Life Cycle can be used to determine the best timing for each individual to undertake important personal
    decisions such as marriage, switching jobs and investment in
    stocks. Mr. Lai divides Life Cycle into four segments: As Rising
    Trend Channel, Flat Trend Channel, Declining Trend Channel,
    and Zero Point Rhythm. These patterns of Life Cycle vary from
    sixty years, twelve years, three years, one-year, three months
    and one-month cycle. In each cycle one fourth of the time i.e.,
    three months in a one-year cycle, an individual faces a Zero
    Point Rhythm. The Life Cycle segmentation is analogous to the
    phases of a Business Cycle i.e., Recovery, Prosperity, Recession
    and Trough and four seasons spring, summer, fall and winter.
    Mr. Lai stresses that proper timing is important for decisions
    to become successful. Decisions taken during one's rising trend
    channel will bring good luck while decisions taken during Zero
    Point Rhythm will be disastrous. The birth date, time and place
    of birth and the influence of the planets Moon, Mars, Mercury,
    Jupiter, Venus and Saturn determine a person's Zero Point
    Rhythm.
     
    The Zero Point Rhythm of corporations depends on the date of
    incorporations, the date and place of the opening of their
    branch offices or plants. For Stock IPO to be successful in
    their pricing strategy it is important to choose the right
    offer date as well as the filing date. All entities, individuals
    and corporations go through Life Cycle even within the course
    of the day. Locating a particular phase of the Life Cycle even
    within the course of the day is possible with Mr. Lai's
    expertise in the New Divination Theory.
     
    Numerous economic events of the past, both relating to the United
    States, and the rest of the World are cited by the author to
    buttress his Natural Theory. The Stock Market Crash of 1929,
    and the deep slump of 1987 in the United States. The long
    recession of Japan in the 1990's, the downturn in the economies
    of Thailand, South Korea, Indonesia and Malaysia, as well as the
    changing fortunes of several leading corporations including the
    United States based Long Term Management, is explained in the
    context of the Natural Theory Life Cycle hypothesis. In this book,
    he also analyzed the Life Cycle of the leaders of nations and the
    CEO's of corporations to show that negatives experienced by
    individuals, firms and nations are always associated with the Zero
    Point Rhythm. The Steep Decline in the New York Stock Exchange
    Dow Jones Industrial Average and NASDAQ Composite Index during
    the month of April 2000 was also predicted by Mr. Lai.
     
    There are many who are comfortable in the use of astrological
    factors in their personal decisions making. They would find
    support in Mr. Lai's claims. Presumably more people will be
    convinced about the efficacy of Mr. Lai's theory after reading
    his book. Mr. Lai will be happy to help those who seek his Life
    Cycle astrological advises. The New York Times (Sunday, January
    2, 2000. Section 14 - The City) in profiling Mr. Lai has made
    reference to his use of computers in what stars say about the
    stock market. Thus Mr. Lai is able to combine ancient Chinese
    wisdom and modern computer tools to forecast the future. However,
    Mr. Lai is modest to admit that forecasting needs the use of all
    three indicators i.e., Business Cycle, Stock Cycle and Life Cycle.

    K. Chandrasekar, Ph.D.
    Professor of Economics
    School of Management
    New York Institute of Technology
    New York, NY 10023

    Are our Financial Futures Forecasted in the Stars?
     
     
    http://www.emediawire.com/releases/2007/8/emw549837.html
     
    Discover how Joseph Yung-Yuan Lai uses astrology to predict what
    lies ahead in Global Financial Crisis - Cycle Analysis: Life Cycle
    - Business Cycle - Stock Cycle
     
    FLUSHING, NEW YORK – Global Financial Crisis-Cycle Analysis: Life
    Cycle-Business Cycle-Stock Cycle by Joseph Yung-Yuan Lai foretells
    financial and personal matters by using the ancient wisdom of
    astrological cycles.
     
    Can ancient wisdom be used to solve modern problems? Astrologer
    and Consultant Joseph Yung-Yuan Lai think so. Our planet has
    weather cycles, but our lives have cycles, too, showing us
    optimum times for romance, changing jobs or making important
    decisions. Business, too, has seasons of prosperity, recovery,
    recession and drought. Joseph Yung-Yuan Lai calls this the
    Natural Theory—and suggests that life cycles, business cycles,
    economic cycles and stock cycles shape our lives, and are key
    factors to success.
     
    Fortunes run in cycles of twelve years, believes Yung-Yuan Lai,
    with their own seasons of growth, fruition, harvest and dormancy.
    He painstakingly explains economic events around the globe,
    introducing readers to a new astrological theory that could
    benefit individuals as much as it could help corporations.
    While conventional economic models can guide our decisions,
    these models are only accurate for a short run. Joseph Yung-
    Yuan Lai's innovative new method has long lasting effects.
    Using Chinese Lunar Astrology, Western Solar Astrology, and
    his own intuition, Joseph Yung-Yuan Lai has created a forecast
    system to help readers in all walks of life.
     
    Predicting the stock market and planning your life, says Joseph
    Yung-Yuan Lai, isn't just wishing on stars—it's examining them
    with an eye to the best cycle for the best action.
     
    “Astrology is the Key to the Doorway of Your Future.”
     
    "Millionaires don't use Astrology . . . Billionaires do!" J.P. Morgan
     
    For more information, please contact the author at
    Email: lifecycle@yahoo.com
     
      
    Book Rating as 4.5 STAR 86% positive.
    Global Financial Crisis - Cycle Analysis: Life Cycle - Business
    Cycle - Stock Cycle,
    ISBN: 1-4196-2963-8 is available for sale online at Amazon.com,
    Borders.com, BookSurge.com, and through additional wholesale and
    retail channels worldwide.
     
    ISBN: 1-4196-2963-8
    BookSurge Publishing
    An Amazon.com Company
     
     
    About the Author
     
    Joseph Yung-Yuan Lai is a former Librarian & Chief Librarian for the
    American Embassy United States Information Service in Taiwan. Born
    in Taiwan, he attended Chuo University School of Law in Tokyo, Japan
    and began his study of Astrology in 1960. A citizen of the United
    States since 1993, he received a Bachelor of Science Degree in
    Business Administration in Finance from the New York Institute of
    Technology. He is now an Astrologer and Consultant in Flushing, New
    York.
     
    The New York Times Reporters visited and interview he predicted New
    York Stock Exchange (NYSE) Dow Jones Industrial Average (DJIA) and
    NASDAQ Index Declined in spring 2000. It was published in The New
    York Times on January 2, 2000 and on April 14, 2000 the proof of
    it was 100% accuracy in his prediction. He is serving as an
    Astrologer & Consultant in Flushing, New York.
     
    Joseph Yung-Yuan Lai is a Consulting Astrologer, Author, Teacher
    and Lecturer he is combining Solar and Lunar systems, the first
    one in the world to do so. Joseph Yung-Yuan Lai also teaches
    classes and private sessions. Especially, specializes in Stocks,
    IPO, Mutual Funds, as well as in Romance and Marriage relationships,
    and Eastern Miracles Power of Feng Shui (Powerful for Wealth and
    Good Fortune).            
     
    Global Financial Crisis - Cycle Analysis                        
    Life Cycle - Business Cycle - Stock Cycle                                  
    By Joseph Yung-Yuan Lai                  
                                      
    http://www.amazon.com/Global-Financial-Crisis-Analysis-Business/dp/1419629638
                                            
    http://profiles.yahoo.com/lifecycle
     
     
    Table of Contents
    =============    
     
    FOREWORD   . . . . . . . . . . . . . .  xxiii              
     
    Chapter 1 - INTRODUCTION   . . .. . . .  1
     
    The Problem: The United States Recession in 1990 and 1991
       But, Economists Meet, and Puzzle over a Slump . . . . .  2
    The Solution: President George H. W. Bush
         Life Cycle & Stock Cycle . . .. . . .   3
    The Problems: 1.) Nobel Prize in Economic Sciences 1997
      "For a new method to determine the value of derivatives" . .  5
    The Problems: 2.) Long -Term Capital Management, the fund in which
        Merton and Scholes were partners, needed a $3.6 Billion bailout
        from banks after nearly failing . . . . . 5
    The Problems: 3.) Fear of Wider Damage Fueled Long -Term Bailout  . 5
    The Problems: 4.) Long -Term Capital Starts Asset Sale  . . . . .  6
    The Solutions: 1.) Prof. Robert C. Merton, Partners of Long-Term Capital
        Management, L.P. - Life Cycle & Stock Cycle  . . . .  . . 8
    The Solutions: 2.) Prof. Myron S. Scholes, Partners of Long-Term Capital
        Management, L.P. - Life Cycle & Stock Cycle  . . . . . 9
    Natural Theory - Life Cycle & Stock Cycle  . . . .. . . .  10
    Life Cycle - Business Cycle - Stock Cycle For Corporation . .  11
    Global Financial Crisis - Cycle Analysis . . . . . . . . . . . 12
     
    Chapter 2 - TIME AND CALENDAR . . . . . . 15
     
    Time and Calendar. . . . . 15
    Solar Time . . . . . . . . . . 15
    Julian Day  . . . . . . . 16
    Julian Calendars   . . . . . 17
    The Julian Period  . . . . . . 17
    Julian Day and New Divination - Life Cycle & Stock Cycle  . . 18
    The Seasons . . . . . . . . 19
    The Solstices  . . . . . . 21
    The Equinoxes . . . .. . 21
    Latitude and Longitude   . . . . . 22
    Time Zone  . . . . . . 22
    Day and Year  . . . . . 23
    The Moon’s Orbit . . . 24
    Phases of the Moon  . . . 24
    New Moon  . . . . . . 24
    First-Quarter Moon  . . . . 24
    Full Moon  . . . . . 25
    Last Quarter . . . . . 25
    Phases of the Moon . . . . 25
    The Lunar Cycle . . . . . 26
    The Yin and the Yang . . . . 26
    The Chinese New Year . . . . 27
    The Twenty-Four Segments of the Lunar Agricultural Almanac . . 28
    Scientific Method  . . . . 28
    Astrology  . . . .. . . 28
    Why do People Believe in Astrology? . . . 29
    The New Divination: Natural Theory - Life Cycle & Stock Cycle . 30
     
    Chapter 3 - FORECASTING  . . . . . 33
     
    Forecasting .  . . . . . 33
    Fundamental Analysis   . . . . . . . . 34
    The Disadvantage to Fundamental Analysis  . . . . . 34
    Technical Analysis . . . . . . . 34
    Cyclical Analysis . . . . . . . 35
    Time Cycles . . . . . . 35
    Business Cycle and Economic Cycle . . . . 35
    Natural Theory: Life Cycle & Stock Cycle  . . 37                                                         
    Life Cycle - Business Cycle - Stock Cycle for Corporation  . . 38
     
    Chapter 4 - The United States Recessions  . . . .  41
     
    The Problems: 1.) 1929 - The Stock Market Crash . . . . 41                                          
    The Solution: New York Stock Exchange (NYSE) -
       Life Cycle & Stock Cycle. . . . . 41
    The Dow Jones Industrial Averages 1920 - 1929 . . . . 42
    The Dow Jones Industrial Averages 1930 - 1939  . . . 42
    New York Stock Exchange (NYSE) - Life Cycle & Stock Cycle . . 43
    The Problems: 2.) 1932 - The Great Depression . . . . 43
    The Solutions: 1.) New York Stock Exchange (NYSE) -
        Life Cycle & Stock Cycle   . . . . . . . . . . . . 43                 
    The Solutions: 2.) President Herbert C. Hoover
        - Life Cycle & Stock Cycle   . . 44
    The Great Depression  . . . 44
    The Dow Jones Industrial Averages 1930 - 1939  . . 45
    The Dow Jones Industrial Averages 1940 - 1949  . . 45
    The Dow Jones Industrial Averages 1950 - 1959  . . 46
    The Dow Jones Averages 1960 - 1969  . .  . . . . . 46
    The Problems: 3.) 1970 - 1970 Recession 11 - month . . 47
    The Solution: President Richard Nixon in office
        - Life Cycle & Stock Cycle  . . . 47
    The Problems: 4.) 1973 - 1975 Recession 16 - month  . . 47
    The Solution: President Richard Nixon - Life Cycle & Stock
        Cycle. . . . . 47 
    The Dow Jones Averages 1970 - 1979  . . . . . . . . . .  48
    The Problems: 5.) 1973 - 1975 Recession 16 - month . . . 49
    The Solution: President Gerald R. Ford in office 
        - Life Cycle & Stock Cycle  , . . 49
    The Problems: 6.) 1980 - 1980 Recession 6 - month   . . . 50
    The Dow Jones Industrial Averages 1980 - 1989 . . . . . . 51
    The Solution: President Jimmy Carter - Life Cycle
    Stock Cycle . . . . . 51
    The Problem: Chrysler Corporation A Loss of $459.6 Million for
       3rd Quarter of 1979 . .  . . . . 52
    The Solutions: 1.) Chrysler Corporation - Life Cycle &
    Stock Cycle . . . . 52
    The Solutions: 2.) Chrysler Corporation, President Lee Iacocca -
        Life Cycle & Stock Cycle   . . . . . 52  
    The Problems: 7.) 1981 - 1982 Recession 18 - month  . . . 53
    The Solution: President Ronald W. Regan - Life Cycle &
    Stock Cycle . . . . . 54
    The Problems: 8.) 1987 - Wall Street Stock Crash . . . 56
    The Solution: New York Stock Exchange (NYSE) -
       Life Cycle & Stock Cycle   . . . . . . . . . . . 56
    The Dow Jones Industrial Average 1980 - 1989 . . . . 59
    The Dow Jones Industrial Average 1990 - 1999 . . . . 59
    The Problems: 9.) 1990 - 1991 Recession 10 - month . . 60
    The United States Recession in 1990 and 1991
        But, Economists Meet, and Puzzle over a Slump  . . 60
    The Solution: President George H. W. Bush -
        Life Cycle & Stock Cycle . . . . . . . . . . . . . 61
    President George H. W. Bush - Life Cycle & Stock Cycle . . . 62
    The United States Recession in 1990 and 1991
        But, Economists Meet, and Puzzle over a Slump  . . . 63
    The Dow Jones Industrial Average 1990 - 1999  . . . . . . . 64  
    The Dow Jones Industrial Average 2000 - 2006  . . . . . . . 65  
    Chapter 5 - ASIAN FINANCIAL CRISIS . . . . . . 67
    The Problems: ASIA, WHAT HAPPENED? . . . . . . 67
     
    JAPAN   . . . . . . . . . .  67         
     
    The Problems: Japan’s Bubble Economy, What Happened?   . . . 67
    The Solutions: 1.) Japan, Emperor Akihito in office -
        Life Cycle & Stock Cycle    . . . . . . . . . . . . . . . 68
    The Solutions: 2.) Emperor Akihito - Life Cycle & Stock Cycle . . 68
    The Solutions: 3.) Prime Minister Ryutaro Hashimoto -
        Life Cycle & Stock Cycle   . . . . . . . . . . . . . . . . . . 69
    The Solutions: 4.) Prime Minister Hashimoto in office - Life  Cycle . 70
    Hashimoto to Step Down Following Electoral Rout  . . 71
    Japan Sliding into Recession  . . . . . . 72
    The Problem: Hokkaido Takushoku Bank Files for Bankruptcy  . . 72
    The Solutions: 1.) Hokkaido Takushoku Bank -
        Life Cycle & Stock Cycle  .  . . . . . . . . . . . . . . . . 73
    The Solutions: 2.) Hokkaido Takushoku Bank - Chairman,
    Hirotak Fujino -   Life Cycle & Stock Cycle . . . . . . . . . .  73    
    Hokkaido Takushoku Group Non-Bank Files for Bankruptcy . . . . 73
    Tokyo Stocks Fall 884 Points, Post Year's Largest Drop . . . . 73
    The Problem: Yamaichi Securities Co., Ltd. 
       Shuts Doors; Worst Postwar Business Failure   . . . . . . . 74
    The Solution: Yamaichi Securities Co., Ltd. - President, Atsuo Miki 
       Life Cycle & Stock Cycle  . . . . . . . . . . . . . 74
    Yamaichi Securities Co., Ltd. To Cease Operations  . . . 75
    In Fact, Client Assets Held by Yamaichi Fall 52%
        At End of November 1997  . . . . . . . . . . . . . . . 76
    Yamaichi Securities Co., Ltd. Set To Close in April 1998   . . . 76
    Pessimism on Japan's Economy Sends Dollar Soaring To Near 133 Yen . .77
    U. S. Dollar vs. Japanese Yen - 1996  . . . . . . . . . . . . 77
    U. S. Dollar vs. Japanese Yen - 1997 .. . . . . . . . . . . 77
    Japan Bankruptcy Debt Hits Record High In 1997 . . . . . . .  78
    Sakura Bank (8314) To Shut Down 23 Overseas Bases . . . . . 79
    The Problem: JAL (9201) Dips Deep Into Reserves
        To Write Off Accumulated Losses   .  . . . . . . . . 80
    The Solution: Japan Airlines, President Akira Kondo -
        Life Cycle & Stock Cycle   . . . . . . . . . . . . . . 80
    In Fact, JAL (9201) Top Executives to Quit Due to Huge Lose  . . 81
    The Problem: Tokyo Tomin Bank (8339)
        Expects 22 Billion Yen Pretax Loss in FY-1997 . . . . . . 81
    The Solutions: 1.) Tokyo Tomin Bank, President Hiroge Nishizawa -
      Life Cycle & Stock Cycle  . . . . . . . . . 81
    The Solutions: 2.) Tokyo Tomin Bank, President Hiroge Nishizawa
        in office - Life Cycle / Stock Cycle   .  . . . . . 82
     
    THAILAND (Kingdom of Thailand)  . . . . . 83  
     
    The Problem: Thailand - It’s Headed for Recession  . . . . 83                         
    The Solutions: 1.) Thailand, King Bhumibol Adulyadei -
        Life Cycle & Stock Cycle  . . . . . . 83
    The Solutions: 2.) King Bhumibol Adulyadj in office
        Life Cycle & Stock Cycle  . . . . . . . . . . . . . . . . 83
    In Fact, World Bank Approves $350 Million Loan for Thailand  . . 84
    Thailand, King Bhumibol Adulyadej in office Life Cycle &
    Stock Cycle  . . . . 85
    Thailand Asks Japanese Banks to Continue Loans . . . . . 85
    Thai Government Urges Japanese Banks to Convert Loan to Yen  . . 85
    Bank of Thailand Project $4 Billion 1997 C/A Deficit  . . . 86
    Thailand Seeks To Renegotiate IMF Package Terms  . . . . 86
        Total Thai 1997 Car Sales Drop By 38 Percent - Toyota . . . 88
    Bank of Thailand Posted Currency Losses of $4.2 Billion for 1997 . . 88
     
    INDONESIA   . . . . . . . . . . . .  88                                                                                              
     
    The Problem: Indonesia, What’s Wrong? . . . . . 88
    The Solution: President Suharto - Life Cycle & Stock Cycle . . 89
    Presidnt Suhato - Life Cycle & Stock Cycle  . . . 90 
    Indonesian Capital Ravaged   . . . . . 90
    Foreigners flee Jakarta; 165 dead  . . . . . 92
    Indonesia's Parliament to Ask Suharto to Resign . . . . 94
    Indonesia Suharto: Not to Resign Amid Crisis  . . . . . 96
    Suharto Steps Down After 32 Years in Power  . . . . . . 96
    Suharto Quits In Indonesia, Vice President Takes Over  . . . 100
    Report: More than 150,000 fled Indonesia riots .  . . . . 102
     
    MALAYSIA   . . . . . . . . . .  103
     
    The Problem: Malaysia - What’s happened? . . . . . . . 103
    The Solution: The Union of Malaysia - Life Cycle & Stock Cycle . . 103
    The Problem: South Asia   .. . . . . . 104
    The Problem: Malaysia's Banking Woes Public Bank Bhd.  . . 104
    The Solution: Public Bank Bhd. - Life Cycle & Stock Cycle   . . . 104
    Malaysia, Stock Exchange Took Control of Halim Securities after
        Broker Defaulted On A $2.7 Million Payment To
        The Exchange's Clearing House   . .  . . . . . 105
     
    SOUTH KOREA   . . . . . . . . . . 105
     
    The Problem: South Korea:  Is Asian Tigers?
        Is Asian Miracles? What’s wrong?   . . . . . . . . 105
    The Solutions: 1.) South Korea- Life Cycle & Stock Cycle  . . 105
    The Solutions: 2.) President Kim Young-Sam in office -
        Life Cycle & Stock Cycle   . . . . . . . . . . . . . . . 106                                                                                                     
    The Solutions: 3.) President Kim Young-Sam - Life Cycle & Stock Cycle . . 106
    The Solutions: 4.) President Kim Dae-jung - Life Cycle & Stock Cycle  . . 106
    The Solutions: 5.) President Kim Dae-jung in office - Life Cycle  . . 107
    IMF, 13 Nations Speed Aid to South Korea  . . . . . . . . . . 108
    South Korean Won Dips below 2,000 to Dollar on Credit Downgrades . . . 108
    World Bank Lends Troubled South Korea $3 Billion   . . . 108
    The Problems: South Korea, 156 out of 510 Listed Record Losses in 1997 . 109
    The Solution: Hanjin Engineering & Construction -
        Life Cycle & Stock Cycle  . . . . . . . 109
    The Problem: South Korea Hyundai Group plans Takeover of Kia Motors . . 110
    The Solution: Kia Motors - Life Cycle & Stock Cycle . . . . 111
    South Korea: Jobless Exceed 1 Million for first time  . . . 111
      
    HONG KONG  . . . . . . . .  112                                                                              
     
    The Problem: Hong Kong, Asian Tigers, What’s wrong?  . 112
    The Problem: Hong Kong Falls into Recession  . . 112
    The Solution: Hong Kong Handover to China - Life Cycle & Stock Cycle   113
    The Problem: Hong Kong Launches Airport Inquiry  . . . . 114
    The Solution: Hong Kong New Airport - Life Cycle & Stock Cycle . 114
    Asian Stocks Fall Sharply; Hang Seng Dips below 10,000   . . 115
    Hang Seng Index   . . . . . . 116
    The Problem: Peregrine Investment Holdings Ltd., Bankruptcy  . . . 116
    The Solution: Peregrine Investment Holdings Ltd., -
        Life Cycle & Stock Cycle   . . . . . . 117
    The Problem: Hong Kong, Swire Pacific Said
       Its Profits Fell 13% to $863 Million in 1997   . . 117
    The Solution: Hong Kong, Swire Pacific - Life Cycle & Stock Cycle  . 118
    Hong Kong: Maria's, a Bakery and Restaurant Chain, Closed Its Doors  . 118
    Hong Kong Tourist arrivals shrank by 24.9% to 2.2 Million  in the first quarter 1998  . . . . . . 118
    Hong Kong Faces Recession . . . . . .  118
    The Problem: Hong Kong Orders Inquiry into Airport Mess   . . . 120
    The Solution: Hong Kong New Airport - Life Cycle . . . .  121
    Hong Kong Jobless Rate Climbs   . . . . . . . . . . . . . . . 122
    Hong Kong Cheung Kong Interim Net Down 78 percent  . . . , , . 122
    Hong Kong Falls into Recession, Recession Declared in Hong Kong  . . 123
     
    CHINA  . . . . . . . . . . . . . .  124  
              
    The Problem: China's Exports Slow As Asia Crisis Hits . . . . . 124
    The Problem: China to Cut Four Million Civil Service Jobs  . . 125
    The Solutions: 1.) China - Life Cycle & Stock Cycle   . . . . . 126
    The Solutions: 2.) China, President Jiang Zemin in office - 
        Life Cycle & Stock Cycle   . . . . . . 127
    The Solutions: 3.) President, Jiang Zemin - Life Cycle & Stock Cycle . 128
    China Project Canceled    . . . . . . . . . . 128
    Zhu's Medicine for China Needs Spending Sweetener  . . . . 128
    Zhu Rongji Nominated New Chinese Premier  . . . . . . 129
    China's Zhu to Overhaul Economy as Premier . . . . . 130
    Jiangxi Copper to Lay off 1,000 in China   . . . . . . . 132
    The Problem: The Shanghai Bubble . . . .. . . . . 132                                                             
    The Problem: Moody's: China Bank Closings Likely  . . 133
    The Problem: China's Leaders Face Economic Reality  . . 134
    The Problem: China Central Bank Says Foreign Debt Sank GITIC .  136
    Beijing Plans Mass Closings of Investment - Trust Companies  . . 136
    The Solution: China, President Jiang Zemin in office
       Life Cycle & Stock Cycle   . . . . . . . 137
     
    TAIWAN    . . . . . . . . . . 137
     
    The Problem: Taiwan Stocks End Sharply Lower
        On Hong Kong, Tokyo Falls  . . . . . . . . , . . . . . 137
    The Solution: Taiwan, President Lee Teng-hui - 
        Life Cycle & Stock Cycle   . . . . . . . . . . . 138
    FEATURE - Taiwan as Asia financial savior?  . . . . . . 138
    Taiwan stocks end down due to U.S., Japan woes  . . . . . 140
     
    Chapter 6 - GLOBAL  ECONOMY  . . . . . . .   143
     
    The Problem: WALL STREET Gerry Tsai's "The Magic Is Gone," Why? . . 143
    The Solution: Gerald Tsai - Life Cycle & Stock Cycle . . . 143
    The Problem: Chrysler Corporation, What's Wrong? . . . . . . 144
    The Solution: Chrysler Corporation - Life Cycle & Stock Cycle . . . 144
    The Problems: 1.) What's wrong? WANG Laboratories . . . . . . 144
    The Problems: 2.) Wang's Continuing Trouble   . . . . . . . . , 144
    The Solution: Dr. An Wang, CEO & Chairman     
    WANG Laboratories, Inc. - Life Cycle & Stock Cycle . . . . 144
    The Problem: Donald Trump, Trump Shuttle Become
        the USAir Shuttle, Why?  . . . . . . . . . 145
    The Solution: Donald Trump - Life Cycle & Stock Cycle  . . . 145
    Trump Shuttle Will Become the USAir Shuttle  . . . . . 146
    The Problem: Maxwell’s Empire; U.K. - How It Grew,
        How It Fell Charming Big Banks Out of Billions  . . . 146
    Maxwell's Empire . . . . . . . . . . . . . . . . . 147
    About Robert Maxwell . . . . . . . . . . . . . . . 147
    The Solutions: Robert Maxwell - Life Cycle & Stock Cycle  . . . 147
    In Fact, Kevin Maxwell Is Declared Bankrupt by British Court . . 148
    The Problems: IBM, What’s wrong?                                                     
    The Problems: 1.) IBM Posts $8.04 Billion 2nd-Period Loss,
        alves Dividend, Plans 35,000 Job Cuts  . . . . . . . . . 148
    The Problems: 2.) What's wrong?  IBM, Lowest Close
        Since The Mid-1970's $41  . . . . . . . . . . . . . . . . . . . 148
    The Solutions: 1.) IBM Incorporated - Life Cycle & Stock Cycle  . . 149
    The Solutions: 2.) IBM Senior Vice President, Terry R. Lautenbach -    
        Life Cycle & Stock Cycle   . . . . . . 149
    The Solutions: 3.) IBM, CEO / Chairman, John F. Akers -  
        Life Cycle & Stock Cycle   . . . . . . . . . . . . . 149
    The Solutions: 4.) IBM, Senior Vice President, Carl J. Conti -  
        Life Cycle & Stock Cycle . . . . . . . . , . . . . 149
    The Solutions: 5.) IBM, President Jack D. Kuehler - 
        Life Cycle & Stock Cycle  . . . . . . . . . . . . . . . 150
    The Solutions: 6.) IBM, Chairman / CEO - Louis Gerstner, Jr. -
        Life Cycle & Stock Cycle   . . . . . . , . . . . 150
    The Problem: The Macy's Bankruptcy, Why?  . . . . . 151
    Macy Says It Will Close 8 Stores, Including in New York Area  . . 151
    The Solution: R. H. Macy & Company Chairman Edward S. 
        Finkelestein - Life Cycle & Stock Cycle . . . . 151
    The Problem: SYNERGEN Halts Tests; Stock Dives . . . . . 151
    The Solution: Synergen, CEO Jon S. Saxe - Life Cycle & Stock Cycle . . 152
    The Problems: 1.) American Heritage Mutual Fund  . . . . . 153
    The Problems: 2.) American Heritage Mutual Fund
        Heiko's Black Tuesday . . . . . . . . . . . . . . . . . 153
    The Problems: 3.) American Heritage-The Steadman (Worst Fund) 1995 . . 154
    The Solution: American Heritage Fund Manager
        Heiko Thieme - Life Cycle & Stock Cycle  . . . . . . . . . 156
    The Problem: Spyglass, Inc.  What's Wrong? . . . . . . . . . . 156
    The Solution: Spyglass IPO Offered Date - Life Cycle & Stock Cycle . . 156
    Spyglass declares loss, beats estimated . . . . . . . . . . . 157
    The United States, Bankruptcies at Record High  . . . 158
    The Problem: Nomura Securities Co., Ltd.
        What’s wrong? Ex-Nomura President Arrested . . . . . 158
    The Solutions: 1.) Nomura Securities Co., Ltd. Chairman, 
        Mashashi Suzuki - Life Cycle & Stock Cycle . . . . . 158                                                                         
    The Solutions: 2.) Nomura Securities Co., Ltd. President -
        Hideo Sakamaki - Life Cycle & Stock Cycle  . . . . . 158
    The Problem: What's Wrong? Yamaichi Announces Closure  .. . 159                                                                        
    The Solution: Yamaichi Securities Co., Ltd. President, Atsuo Miki -
        Life Cycle & Stock Cycle . .  . . . . . . . . 160
    Yamaichi Securities Co., Ltd. Announces Closure . . . . . 160
    The Problem: Boeing Posts First Annual Loss in Half a Century . . . 161
    The Solution: The Boeing Company - Life Cycle & Stock Cycle  . . . . 162
    The Problem: Mitsubishi Electric (6503) To Shut
        Some Semiconductor Production Lines  . . . . . . . . . . . . 163
    The Solution: Mitsubishi Electric Co., Ltd. Vice President
        Kazuya Yabu - Life Cycle & Stock Cycle  . .. . . . . . . . . 163
    The Problem: Mitsubishi Gas (4182) Expects
        FY- 1998 Pretax Profit to Fall 30%  . . . . . . . . . . . . . 164
    The Solutions: 1. Mitsubishi Gas Chemical Co., Ltd. Chairman,
        Reiji Nishikawa - Life Cycle & Stock Cycle . . . . . . . . . . 164
    The Solutions: 2.) Mitsubishi Gas Chemical Co., Ltd. President,  
        Akira Oohira - Life Cycle & Stock Cycle . . . . . . . . . . . 164
    The Problems: Major Japanese Banks Dispose of
        ¥10 Trillion Yen in Bad Lending In FY- 1997 . . . . . . . . . 165
    The Solution: Bank of Tokyo - Mitsubishi, President
       Tasuku Takagaki - Life Cycle & Stock Cycle . . . . . . . . . 166
    The Problem: Japan, Marubeni Corp. (8002)
       To Record First Net Loss in 46 Years  . . . .  . . . . . . . 167
    The Solution: Marubeni Corp., President Iwao Toriumi -
       Life Cycle & Stock Cycle . . . . . . . . . . . . . . . . . . 167
    The Problem: One of the nation's proudest names,
       Mitsubishi, presents a rather sad demonstration of 
       what is wrong with Japan these days?  Is A Setting Sun?  . . 168
    The Solution: Mitsubishi Electric Co., Ltd. Vice President / Director
       Global Marketing Department - Kazuya Yabu
       Life Cycle & Stock Cycle . . . . . . . . . . . . . . . . . . . 171
    The Problems: Japanese Corporate Net Profits Slide
       24.5% in FY- 1997: Nikkei Survey  . . . . . . . . . . . . 171
    The Solutions: 1.) Itochu Corporation, Vice President
       Takashi Yamamura - Life Cycle & Stock Cycle  . . . . . . 172
    The Solutions: 2.) Hazama Corporation - Life Cycle & Stock Cycle . 173
    The Solutions: 3.) Shimizu Corporation, Vice President
       Kiuya Ogawa - Life Cycle & Stock Cycle . . . . . . . .  174
    The Problem: Kyoto Kintetsu Department Store
       To Cut Payrolls By 15%  . . . . . . . . . . . . . . . 174
    The Solution: Kyoto Kintetsu Department Store - President,
       Sigeo Inagaki - Life Cycle & Stock Cycle . . . . . . . . 174
    The Problem: Daiwa Securities (8601), Nikko to Reduce 
       FY-1997 Dividends Due To Poor Earnings . . . . . . . . 175
    The Solution: Daiwa Securities Co., Ltd. - Life Cycle & Stock Cycle  . 175
    The Problem: Daiei Sees 1st Parent Pretax Loss since 1971 Listing  . . 176
    The Solution: Super Daiei Inc. President
       Mitsujiro Motomatsu - Life Cycle & Stock Cycle  . . . 176
    The Problem: Xerox Earnings Tumble by 59% . . . . . . . . 177
    The Solution: The Xerox Corporation changed name
       from Haloid Xerox Inc. - Life Cycle & Stock Cycle  . . . 178
    The Problem: Top Japan Banks' Latent Stock Profit Drops 75% . . 178
    The Solution: Long-Term Credit Bank of Japan
       Takao Masuzawa, Chairman - Life Cycle & Stock Cycle  . . . 178
    World Economy Is As Interconnected Today As In 1913  . . . . 179
    The Problem: Major Japanese Banks Face Depressed    
       Earnings in FY- 1998   . . . . . . . . . 180
    The Solution: Sumitomo Bank, Vice President -   
       Takayuki Osui - Life Cycle & Stock Cycle . . . . . 180
    Japanese workers on Dole Grow to Record 2.43 Million   . . 181
    Employment in Japan's Securities Industry Falls 41% from 1991 . . . 181
    The Problem: Japan's Hanshin Bank to Absorb Troubled Midori Bank  . . 182
    The Solution: Japan's Hanshin Bank Chairman Keiichido
       Yano - Life Cycle & Stock Cycle  . . . . . . 183  
    JAPAN'S REAL CRISIS  . . . . . . . . . . . . . . 183
    The Problem: Nissan Motor Plans to Sell 2 Factories,
    But Output Levels To Remain Unchanged . . . . . . . . . 187
    The Solution: Nissan Motor Co., Ltd. - Life Cycle & Stock Cycle . . . 188
    The Problem: Mitsubishi, Mitsui Report Lower Profits;
       Marubeni Marks Net Loss for FY-1997 . . . . . . . 180                                                                       
    The Solution: Mitsubishi Corporation, President Minoru Makihara - 
       Life Cycle & Stock Cycle / . . . . . . . . . . . . . 189
    The Solution: Marubeni Corporation, President Iwao Toriumi -
       Life Cycle & Stock Cycle  . . . . . . . 189
    The Problem: Eight Japanese Banks Declare
      Total 11 Trillion Yen in Bad Debt   . . . . 190
    The Solution: Bank of Tokyo - Mitsubishi, President
    Tasuku Takagaki - Life Cycle & Stock Cycle   . . . 191
    Japanese Banks Write Off 287 Billion Yen
       In Asian Debt in FY-1997  . . . . . 191
    Tokyo Foreign Exchange:
       Dollar Posts 81 - Month High vs. Yen . . . . . 192 
    Tokyo Foreign Exchange:
      7 - Year High for Dollar - Yen   . . . . . . 192
    South Korea, Stock Index Tumbles to 11 - Year Low to 331.90  . . 193
    Tokyo Foreign Exchange: Dollar Flat vs. Yen,        
       Consolidates Below 139 Yen   . . . . 193                                                                          
    The Problem: Nikon Suffers 58% Net Profit Fall in FY - 1997 . . . 194
    The Solution: Nikon Corporation, President Shioichiro    
       Yoshida - Life Cycle & Stock Cycle . . . . . . . . . 195
    Nikko Chief Says Brokerage Will Close 20 Overseas Units in 1998 . . 195
    Yen Hits New 7 - Year Low
       Market Sees Dollar Rise to 142 This Week  . . . . . 196
    Dollar Touches 7 - Year High in Tokyo
       On Japan's Economic Gloom   . . . . . . . . . . . . . 196
    Foreign Exchange: Dollar Soars to Near 8 - Year High vs. Yen  . . 197
    Dollar Briefly Surges Above 145 Yen in Tokyo   . . . 198
    Yen Falls To Near 8 - Year Low on Japan's
       Weak Economic Outlook  . . . . . . . . . . , . . . 198
    Japan Risks a "Great Depression" - MIT's Dornbusch  . . . 199
    Japan Declares Obuchi Premier   . . . . . . . . . .  200
    Japan Declares Obuchi Name Premier 'Reconstruction' Cabinet . . 202                    
    Japan Picks Ex-Minister to Back Up Miyazawa
       at Minister of Finance   . . . . . . . . . . 203
    Japanese Companies Rush To Sell U.S. Properties  . . .  . 204
    Is Asia in a Depression? Hong Kong: Recession or Depression? . . . 205
    THE ASIAN CRUNCH  . . . . . . 206
    Is beginning to hurt the U.S.?  . . . . . . 206
    Rockwell May Cut 4,800 Workers  . . . . . . 206
    The Problems: 1.) Russia Suspends Rouble Trade, Panic Looms  . 207
    The Problems: 2.) Bank of America Reports
    Big Trading Losses in Russia   . . . . . 209
    The Solutions: 1.) Russia President Boris Yeltsin -
       Life Cycle & Stock Cycle   . . . . . . . .  210
    The Solutions: 2.) Russia President Yeltsin in office -
       Life Cycle & Stock Cycle  . . . . . . . . 210
    The Problem: Tokyo Market Report Stocks:
       End Lowest in 12 Years; Domestic, Foreign Jitters  . . .  210
    The Solutions: 1.) Japan Primer Minister Keizo Obuchi in office -
       Life Cycle & Stock Cycle . . . . . . . . . . . . . 210
    The Solutions: 2.) Japan Emperor Akihito - 
        Life Cycle & Stock Cycle   . . . . . 212
    Dow Plunges 357 as Crisis in World Markets Deepens . . 212
    The Problem: Tokyo Stocks: Close at 12 Year Low . . 215
    The Problem: Tokyo Nikkei Average Closes
        Down 779.55 Points or 5.78 Percent  . . . . . . .  216
    The Solution: Tokyo Stock Exchange -
        Life Cycle & Stock Cycle   . . . . . . . . . 217
    The Problem: Nomura Securities U.S. Unit
       Seen Posting $275 Million Loss   . . . . . . 218
    The Solution: Nomura Securities International Inc.
       Life Cycle & Stock Cycle   . . . . . . . . . 218
    The Problem: Nomura Securities Co., Ltd. (8604)
       Likely To Suffer 150 Billion Yen Interim Net Loss  . . 219
    The Solutions: 1.) Nomura Securities Co., Ltd. President 
       Ujiie Junichi - Life Cycle & Stock Cycle  . . . . . 219      
    The Solutions: 2.) Nomura Securities Co., Ltd. President in office
        Ujiie Junichi - Life Cycle & Stock Cycle . . . . 220      
     
    Chapter 7 - Conclusion . . . . . . . . 221
     
    The Asian Financial Crisis One Year Later  . . . . . . 221
    The Problems: Financial Crisis in Asia, WHY? . . . . 223
    The Problems: Japan's Bubble Economies, What's Wrong? . . 223
    The Solutions: 1.) Emperor Akihito in office - 
       Life Cycle & Stock Cycle . . . . . . 224
    The Solutions: 2.) Emperor Akihito - Life Cycle & Stock Cycle . . 224
    The Solutions: 3.) Prime Minister Ryutaro Hashimoto -
        Life Cycle & Stock Cycle   . . . . . . . . . . . . . . 224
    The Solutions: 4.) Prime Minister Hashimoto in office
        Life Cycle & Stock Cycle  . . . . . . . . . . . .  225
    Hashimoto to Step down Following Electoral Rout . .  226
    The Dow Fell 299.43 points  . . . . . . . . . . . . . 226
    Life Cycle - Business Cycle - Stock Cycle
        For Corporation, and For Global Economy   . . . . . . 228
    Global Financial Crisis: Cycle Analysis - Life Cycle &
        Stock Cycle  . . 229
    What Do the Stars Say? Boot Up and See   . . . . . 231
    What Do the Stars Say? Boot Up and Find Out  . . . 232
    THE DOW'S WILD RIDE  . . . . . . . . . . . . . . . 233
    THE NASDAQ'S WILD RIDE . . . . . . . . . . . . . . 234
    Notes    . . . . . . . . . . . . . . . . . . . . . 235
     

    Links - My Blog / Home Pages as the following:
     
    LINKS - Life Cycle - Business Cycle - Stock Cycle
      

    http://www.amazon.com/Global-Financial-Crisis-Analysis-Business/dp/1419629638

    Life Cycle & Stock Cycle
    ==================

    http://LifeCycleStockCycle.spaces.live.com/

    VIEW PHOTOS:
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    http://www.flickr.com/photos/joseph_yung2008

    http://www.myspace.com/lifecycle899

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    Natural Theory: Julian Day - Life Cycle & Stock Cycle
    ======================================

    http://naturaltheoryjulianday-lifestockcycle.blogspot.com/

    http://www.amazon.com/Global-Financial-Crisis-Analysis-Business/dp/1419629638
         

    July 12

    Global Financial Crisis - Cycle Analysis: Life Cycle - Business Cycle - Stock Cycle

     
    Are our Financial Futures Forecasted in the Stars?

     

    Discover how Joseph Yung-Yuan Lai uses astrology to predict what lies ahead in Global Financial Crisis - Cycle Analysis: Life Cycle - Business Cycle - Stock Cycle

                       
    FLUSHING, NEW YORK – Global Financial Crisis-Cycle Analysis: Life Cycle-Business Cycle-Stock Cycle by Joseph Yung-Yuan Lai foretells financial and personal matters by using the ancient wisdom of astrological cycles.

    Can ancient wisdom be used to solve modern problems? Astrologer and consultant Joseph Yung-Yuan Lai thinks so. Our planet has weather cycles, but our lives have cycles, too, showing us optimum times for romance, changing jobs or making important decisions. Business, too, has seasons of prosperity, recovery, recession and drought. Joseph Yung-Yuan Lai calls this the Natural Theory—and suggests that life cycles, business cycles, economic cycles and stock cycles shape our lives, and are key factors to success.    

    Fortunes run in cycles of twelve years, believes Yung-Yuan Lai, with their own seasons of growth, fruition, harvest and dormancy. He painstakingly explains economic events around the globe, introducing readers to a new astrological theory that could benefit individuals as much as it could help corporations. While conventional economic models can guide our decisions, these models are only accurate for a short run. Joseph Yung-Yuan Lai’s innovative new method has long lasting effects. Using Chinese Lunar Astrology, Western solar astrology, and his own intuition, Joseph Yung-Yuan Lai has created a forecast system to help readers in all walks of life.

    Predicting the stock market and planning your life, says Joseph Yung-Yuan Lai, isn’t just wishing on stars—it’s examining them with an eye to the best cycle for the best action. 

     

    “Millionaires don’t use Astrology … Billionaires do!” J.P. Morgan

    $$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$

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    NATURAL THEORY: Life Cycle & Stock Cycle


    Natural Theory - Life Cycle such as four seasons: spring, summer, fall and winter. Just like as there are business cycle in business and economy- Recovery, Prosperity, Recession, and Trough. Cycle of time are old as ancient history and as new as today such as the sunrise every morning and sunset every night - sunrise, noon, sunset, and midnight. That is one day everyday repeated and repeated forever and a day.

    While you are at the bottom of your cycle of bad luck - It means your winter season of life so called "ZERO POINT" - DON'T ALLOW YOURSELF TO BE MISLEADING by those who MAKE BIG PROMISES and DELIVER A BIG ZERO. Please keep in mind, Millions Times ZERO (9,999,999 X 0 = 0) the answer is ZERO. There is no use struggling to go up, for you will merely bog down deeper. At such moments, it would be much better to stay just where you are. Rush action aren't likely to give you the results you'd likes, PLEASE KEEPING IN MIND SLOWLY BUT SURELY.

    Try to find moments where you can be truly alone so you can recharge your battery. Wait with as much patience as you can, until the time to emphasize your power in an upward trend on the way to change of your bad luck to good luck.

    The PROBLEMS: How to know that the timing of the upward trend? WHEN?
    The SOLUTIONS: The New Divination - Natural Theory- Life Cycle will inform you everything, your good luck is forthcoming, and help you immediately in making up your mind.

    As there are Business Cycle in the field of Business and Economy - Recovery, Prosperity, Recession and Trough, as well as Typical Stock Market Cycle - Buy Point (Rising Trend), Peak, Sell Point (Flat Trend), Declining Trend, and Trough.

    Life Cycle based on Company Incorporated, birth date of CEO, Chairman, President, and Vice President. Stock IPO stock offered date, the timing of business date, in all have its own Life Cycle and Business Cycle such as: spring, summer, fall and winter, its exactly as the same as Business Cycle as well as Typical Stock Market Cycle.

    Life Cycle - For 12-year Time Cycles have 3 years in ZERO POINT Rhythms, and every year in 12-month Time Cycles have 3 months ZERO POINT Rhythms, too. But, everyone is not the same years and months in ZERO POINT Rhythms, it based on your birthday and its influence by the star of Moon, Mars, Mercury, Jupiter, Venus, and Saturn. Everyone is subject to a cycle of Good Luck and Bad Luck, which controlled by a variety of forces in the Universe.

    Life Cycle of luck present some general patterns. Especially, there are 1-month cycle, 3-month cycle, 1-year cycle, 3-year cycle, 5-year cycle, 10-year cycle, 12-year cycle, and 60-year cycles.

    Good Luck and Bad Luck comes around to all of us, Up rising and Down falling in a cycle, this is a Life Cycle for everyone as well as sunrise and sunset.

     

     

    Life Cycle - Business Cycle & Stock Cycle for Corporation


    For a corporation has been formed, the company's Life Cycle based on incorporated date. The company's Life Cycle, it is as well as Business Cycle, and Stock Cycle. There are another way to determine for a company's Life Cycle that is not only legally incorporated, but also when company's grand opening for business. Please keep in mind, the company used timing both of that factors would be considered.

    Incorporation dates are always changing, when larger companies are gobbling up smaller ones in mergers; there will be changes in incorporation dates and Life Cycle - Business Cycle - Stock Cycle.

    Several large companies have branch offices throughout the nation and the world. The original incorporation date of the Head Office is always used, but it is also very important for the date, time and place of the opening date of the branch office. There is branch office's own Life Cycle, too.

    The company is the symbol for the Chief Executive Officer (CEO), Chairman or President of the company, so it's very important to examine the date, time and place of birth of the CEO, Chairman and President for its own Life Cycle. As you learned The Life Cycle, as well as Business Cycle, and Stock Cycles is THE BEST METHOD to PREDICTION the company's healthy (gains) or sickness (losses).


    “Millionaires don’t use Astrology … Billionaires do!” J.P. Morgan

    $$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$


    Yours Friend,
    Joseph Yung-Yuan Lai
    Astrologer & Consultant
      

    http://www.amazon.com/Global-Financial-Crisis-Analysis-Business/dp/1419629638 


    P. S. I welcome comments and suggestions from readers.
    Please contact me and forward your comments through E-mail.
    Thanks!


    Email: lifecycle@yahoo.com

     

    About Me 

    Name: Joseph Yung Lai

    Location: Flushing, New York, United States

    Joseph Yung-Yuan Lai is a former Librarian & Chief Librarian for the American Embassy United States Information Service in Taiwan. Born in Taiwan he attended Chuo University School of Law in Tokyo, Japan and began his study of Astrology in 1960. A citizen of the United States since 1993, he received a Bachelor of Science Degree in Business Administration in Finance from the New York Institute of Technology. He is now as an Astrologer and Consultant in Flushing, New York.

     

    Joseph Yung-Yuan Lai is a Consulting Astrologer, Author, Teacher and Lecturer he is combining Solar and Lunar systems, the first one in the world to do so.  Joseph Yung-Yuan Lai also teaches classes and private sessions. Especially, specializes in Stocks, IPO, Mutual Funds, as well as in Romance and Marriage relationships, and Eastern Miracles Power of Feng Shui (Powerful for Wealth and Good Fortune).            

     


    Life Cycle - Business Cycle - Stock Cycle




    "Global Financial Crisis: Cycle Analysis -
    Life Cycle - Business Cycle - Stock Cycle"
    By Joseph Yung-Yuan Lai


    ISBN: 1-4196-2963-8
    BookSurge Publishing, An Amazon.com Company  

     

       http://www.amazon.com/Global-Financial-Crisis-Analysis-Business/dp/1419629638

     




    F O R E W O R D


    Mr. Joseph Yung-Yuan Lai has written a fascinating book "Global & Asian Financial Crisis - Cycle Analysis - Life Cycle - Business Cycle - Stock Cycle" explaining economic events around the globe. He has a firm grasp of the workings of both market economies as well as quasi-authoritarian economies of Asia. He is extremely familiar with details about the operation of the securities market in the United States. He is in addition, well versed in Eastern and Western Astrology. In this book, Mr. Lai introduces us to a new astrological theory that could help to divine the future, a benefit both for individuals as well as for corporations. It is natural for many entities to have an interest in the forecast of the outcomes of their actions, be it in the area of investment, corporate mergers, to introduction of new products and in such personal affairs as job search, choosing the right stocks in the market and marriage. There exists a plethora of economic models that are designed to guide in one's planning process. Mr. Lai's contention is that while economic models are reasonably accurate in the very short run, their usefulness is limited beyond a period of a month. He cites the failure of forecasters and economists to predict the recession of 1990-91 and the Asian financial crisis of 1997-1998. Mr. Lai has created a new astrological theory called, the New Divination- Natural Theory - Life Cycle is based upon his intuition, ancient Chinese Astrology is based on the lunar system and Western Astrology based on the solar system.

    The Natural Theory - Life Cycle can be used to determine the best timing for each individual to undertake important personal decisions such as marriage, switching jobs and investment in stocks. Mr. Lai divides Life Cycle into four segments: As Rising Trend Channel, Flat Trend Channel, Declining Trend Channel, and Zero Point Rhythm. These patterns of Life Cycle vary from sixty years, twelve years, three years, one-year, three months and one-month cycle. In each cycle one fourth of the time i.e., three months in a one-year cycle, an individual faces a Zero Point Rhythm. The Life Cycle segmentation is analogous to the phases of a Business Cycle i.e., Recovery, Prosperity, Recession and Trough and four seasons spring, summer, fall and winter. Mr. Lai stresses that proper timing is important for decisions to become successful. Decisions taken during one's rising trend channel will bring good luck while decisions taken during Zero Point Rhythm will be disastrous. The birth date, time and place of birth and the influence of the planets Moon, Mars, Mercury, Jupiter, Venus and Saturn determine a person's Zero Point Rhythm.

    The Zero Point Rhythm of corporations depends on the date of incorporations, the date and place of the opening of their branch offices or plants. For Stock IPO to be successful in their pricing strategy it is important to choose the right offer date as well as the filing date. All entities, individuals and corporations go through Life Cycle even within the course of the day. Locating a particular phase of the Life Cycle even within the course of the day is possible with Mr. Lai's expertise in the New Divination Theory.

    Numerous economic events of the past, both relating to the United States, and the rest of the World are cited by the author to buttress his Natural Theory. The Stock Market Crash of 1929, and the deep slump of 1987 in the United States. The long recession of Japan in the 1990's, the downturn in the economies of Thailand, South Korea, Indonesia and Malaysia, as well as the changing fortunes of several leading corporations including the United States based Long Term Management, is explained in the context of the Natural Theory Life Cycle hypothesis. In this book, he also analyzed the Life Cycle of the leaders of nations and the CEO's of corporations to show that negatives experienced by individuals, firms and nations are always associated with the Zero Point Rhythm. The Steep Decline in the New York Stock Exchange Dow Jones Industrial Average and NASDAQ Composite Index during the month of April 2000 was also predicted by Mr. Lai.

    There are many who are comfortable in the use of astrological factors in their personal decisions making. They would find support in Mr. Lai's claims. Presumably more people will be convinced about the efficacy of Mr. Lai's theory after reading his book. Mr. Lai will be happy to help those who seek his Life Cycle astrological advises. The New York Times (Sunday, January 2, 2000. Section 14 - The City) in profiling Mr. Lai has made reference to his use of computers in what stars say about the stock market. Thus Mr. Lai is able to combine ancient Chinese wisdom and modern computer tools to forecast the future. However, Mr. Lai is modest to admit that forecasting needs the use of all three indicators i.e., Business Cycle, Stock Cycle and Life Cycle.

    K. Chandrasekar, Ph.D.
    Professor of Economics
    School of Management
    New York Institute of Technology
    New York, NY 10023